Full Coverage Car Insurance in Tempe


Providing you a seamless experience to finding full coverage car insurance in Tempe.





Why You Should Get Full Coverage Car Insurance in Tempe



Have you searched for the cheapest possible full coverage car insurance in Tempe but ended up with just the minimal coverage required because of costs? Though it might seem like you got a great deal, you might regret not getting complete full coverage car insurance. If you should get into an accident and discover after the repair costs won't be covered by your insurance provider on your vehicle, this could be problematic. Unfortunately, numerous drivers in Tempe have discovered the hard way. Paying for full coverage car insurance in Tempe offers you greater security than the minimumsfor accidents where you're not at fault. This would mean higher costs. The upside of costs of full coverage car insurance is comfort knowing that your car, you, and anyone involved in an accident are covered. Think about getting full coverage car insurance in Tempe in case you have a new car and drive own a house, and have assets to protect.

Percentage of Traffic Fatalities Caused by Alcohol in Tempe

18 %

Percentage of Traffic Fatalities Caused by Speeding in Tempe

18 %

Percentage of Traffic Fatalities Involving Cyclists in Tempe

28 %

Percentage of Traffic Fatalities Involving Pedestrians in Tempe

12 %


Average Price of Full Coverage Car Insurance in Tempe by Credit Score



  • 2,643.63

    Very Poor (300-579)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 1,661.53

    Fair (580-669)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 1,392.10

    Good (670-739)

    Average Cost of Car Insurance for those with a good credit history.

  • 1,303.40

    Very Good (740-799)

    Average Cost of Car Insurance for those with a very good credit history.



What’s Included if You Get Full Coverage Car Insurance in Tempe

Complete full coverage auto insurance coverage isn’t a singular type of coverage but rather an combination. It’s a phrase which may have origins within finance as a way to summarize a combination of coverages required to finance or lease a car. It generally is comprised of collision and comprehensive coverage, which covers your car if damage and liability Insurance, which covers accidents and damages you cause to others. Complete auto insurance coverage tends to be more expensive than liability coverage on its own, so it may be best to hunt for cheaper prices. To sum it all up: “full coverage = liability + comprehensive + crash”. Collision insurance pays for repair prices to your vehicle if you are accountable for the collision.
cheap full coverage car insurance Tempe AZ content image

The upside of high prices of getting full coverage car insurance in Tempe is comfort knowing that you, your car, and anyone else involved in an accident are covered.


When Do You Not Need Full Coverage Car Insurance


For those who have an older vehicle, it could be best to ditch obtaining collision coverage in Tempe. Let's say your car or truck is worth ,500, and you have a ,000 deductible. If you get into an accident, your insurance provider in Tempe will contribute at most ,500 to fix or replace your vehicle. Keep in mind, your insurance coverage won't kick in unless you get into accident --one over ,000 in damages. You might be spending over /year paying. A more financially sensible idea would be to put money and create an collision fund should the worst were to occur --then at least you'll be ready. By law, you are required to carry liability insurance. Having liability insurance ensures that if you are at-fault, property damages or other people's bodily are covered by your own insurance. So in having an older car, you might want to opt for only getting liability insurance coverage.

Percentage of Traffic Fatalities Caused by Alcohol in Tempe

22 %

Percentage of Traffic Fatalities Caused by Speeding in Tempe

22 %

Percentage of Traffic Fatalities Involving Pedestrians in Tempe

35 %



How Much More You'll Pay for Full Coverage in Tempe By Age


Age DemographicPercentage More You'll Pay
Full Coverage in Tempe for Drivers Between 16-196,876.56
Full Coverage in Tempe for Drivers Between 20-292,462.38
Full Coverage in Tempe for Drivers Between 30-391,801.31
Full Coverage in Tempe for Drivers Between 40-491,733.44
Full Coverage in Tempe for Drivers Between 50-591,607.20
Full Coverage in Tempe for Drivers Between 60-691,691.36
Full Coverage in Tempe for Drivers Between 70-792,178.67



How to Get the Best Full Coverage Car Insurance in Tempe

It's a fact that having full coverage car insurance in Tempe will be more costly than other types of coverages, but there are ways to make it low-cost and save you money on your yearly bill. The lower your deductible, the more you will end up covering every month for your coverage car insurance. As mentioned, if you produce an collision fund and set aside some money you can end up raising your deductible and have lower monthly payments. Another thing you can do is ensure you claim any discounts. Estimates comparison shopping can save you thousands each year on your auto insurance bill. There are a multitude of insurance companies in Tempe vying for your business and many will vary in costs by hundreds. If you are not comparing quotes from different insurance providers, you won't ever know if you are getting the quote on your coverage car insurance plan.


Having full coverage car insurance in Tempe will be more costly than other types of coverages, but there are ways to make it cheap and save you money on your yearly bill.